Govt. launched PMAY 2.0 to offer housing finance to EWS & middle-class families. Learn how to apply online, check eligibility, and the necessary documents to secure your home.
Pradhan Mantri Awas Yojana (PMAY 2.0)
- Launch: Phase 2 approved on Aug 9, 2024, by Union Cabinet.
- Target: Financial aid for EWS & middle-class families in urban areas.
- New Plan: Build 1 lakh houses, with Rs 2.30 lakh subsidy per unit.
- Previous Achievements: 1.18 lakh houses sanctioned, 8.55 lakh completed under PMAY-Urban.
- Components:
- BLC: Beneficiary-Led Construction
- AHP: Affordable Housing in Partnership
- ARH: Affordable Rental Housing
- ISS: Interest Subsidy Scheme
- Application: Online process launched for 1 lakh new households under PMAY-U 2.0.
- Documents Required for PMAY 2.0 Application
| Document | Details |
| Aadhaar | Aadhaar details of applicant & family |
| Bank Account | Active bank account (Aadhaar linked) |
| Income Certificate | Proof of income |
| Caste Certificate | Applicable for SC/ST/OBC categories |
| Land Documents | If applying for construction on own land |
Steps to Apply for PMAY 2.0
- Visit Website: Go to https://pmay-urban.gov.in.
- Click Apply: Click on “Apply for PMAY-U 2.0” on the homepage.
- Read Guidelines: Go through scheme instructions.
- Check Eligibility: Enter details (income, etc.) to verify eligibility.
- Aadhaar Verification: Enter Aadhaar details for verification.
- Fill Form: Submit address, income proof, & required info.
- Submit: Complete & submit form; await confirmation.
