November Bank Holidays 2025: Banks to Remain Closed for 11 Days This Month

If you’re planning to visit your bank this November, there’s some important news you need to know. According to the Reserve Bank of India (RBI) holiday calendar, banks across the country will remain closed for a total of 11 days this month. These include weekends as well as holidays declared for various regional and national festivals.

While banks will stay open on most working days, you might face some inconvenience if you’re unaware of the upcoming holidays. So before heading to your nearest branch, make sure you go through the complete list of holidays to avoid any surprises.

Bank Holidays in November 2025

As per the RBI’s official schedule, banks will remain closed for 11 days in November. This list includes:

• Four Sundays
• Two Saturdays (second and fourth)
• Other festival-related holidays that vary from state to state

In Maharashtra, for instance, banks will remain closed on November 5, 2025, to celebrate Guru Nanak Jayanti, one of the most revered festivals among the Sikh community. Other states too will observe holidays for regional occasions like Chhath Puja, Wangala Festival, and Lachit Divas, depending on local customs.

However, the total number of holidays might differ from one state to another, as each region observes its own festivals and public events.

Why RBI Declares Regional Holidays

The Reserve Bank of India publishes an annual calendar of bank holidays for both public sector and private sector banks. These holidays fall under three categories:

1. National Holidays (like Independence Day, Republic Day, and Gandhi Jayanti)
2. Religious/Festival Holidays (which may vary by state)
3. Weekend Holidays (Sundays and designated Saturdays)

While weekends are common across India, festival holidays depend on each state’s cultural calendar. For example, what’s a holiday in West Bengal for Guru Rabindranath Tagore Jayanti may not apply in Maharashtra or Gujarat.

That’s why it’s always wise to check your local RBI holiday list before visiting your branch — especially if you have any important financial work lined up.

Tentative Bank Holiday List for November 2025

Here’s a general overview of the likely bank holidays this month (dates may vary slightly across states):

Apart from these, some states may observe additional holidays for events such as:

• Wangala Festival (Meghalaya)
• Lachit Divas (Assam)
• Chhath Puja (Bihar, Jharkhand, Uttar Pradesh)

This means, depending on where you live, your local branch may remain closed for even more days than the general list above.

No Need to Worry: Digital Banking Services Are Always Active

The good news is — even when banks are closed, digital banking services continue to function round the clock. You can still:

• Withdraw or deposit cash from ATMs
• Transfer funds through Net Banking or Mobile Banking
• Make payments via UPI (Unified Payments Interface)
• Pay bills, recharge, and manage accounts through banking apps

This ensures that your essential transactions won’t come to a halt during the holiday period. So, whether you need to pay your credit card bill, make an EMI payment, or send money to a friend, you can do it seamlessly through online platforms.

Why Knowing the Holiday List Matters

Many people still prefer to visit their bank branch for services like:

• Opening or closing accounts
• Cash or cheque deposits
• Loan processing and documentation
• Updating KYC or Aadhaar-linked details

If you have any such tasks planned, it’s always better to check the holiday schedule in advance. Turning up at the bank only to find it closed can waste your time and delay important work.

In addition, businesses that depend on daily transactions — such as traders, shop owners, and service providers — often plan their financial schedules around banking days. Awareness of these holidays helps avoid cash flow disruptions.

Banking Convenience with 24×7 Services

India’s banking system has evolved tremendously over the past decade. While physical branches follow RBI’s working hours, digital infrastructure ensures that banking services remain available 24/7.

Let’s look at the major services you can access even during bank holidays:

1. ATMs: Withdraw or deposit cash, check balance, and print mini statements anytime.
2. Mobile Banking: Manage your accounts, pay bills, and transfer money via mobile apps.
3. Net Banking: Access full-fledged banking services from your desktop or laptop.
4. UPI & Payment Apps: Make instant transactions through Google Pay, PhonePe, Paytm, or BHIM UPI.
5. Digital Wallets: Use wallets for online purchases and utility bill payments.

These digital tools have made banking more flexible, convenient, and accessible than ever before.

Final Takeaway

So, before visiting your bank this November, check the RBI’s official list of holidays applicable in your state. With 11 bank holidays scheduled across the month — including weekends and festivals — planning your financial activities in advance will save time and hassle.

At the same time, remember that ATMs, UPI, mobile, and net banking services will remain fully operational, ensuring that your essential transactions continue without interruption.